Please note, on Tuesday, October 3, all branches will close at 4 p.m. for a bank-wide staff meeting.
Mortgage Rate FAQs
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All estimates below are based on the loan amount specified. If you are interested in our Jumbo Mortgage Products & Rates (for loan amounts over $726,200), please do not hesitate to contact Stephanie Soden (NMLS# 90427).
At a 7.375% interest rate, the APR for this loan type is 7.429%. The monthly payment schedule would be:
This payment schedule is based on a $750,000 loan on a $1,000,000 property in Worcester County, MA.
Loan purpose must be to purchase or no cash-out refinance a single family dwelling or condominium unit that will serve as borrower’s primary residence (second homes/investment properties/2-4 family properties are ineligible).
Minimum 740 FICO score. Maximum LTV 80% on loan amounts up to $1,000,000 and 75% on loan amounts over $1,000,000.
Loan amounts $1,000,000 or greater, or minimum FICO score of 739 or lower subject to additional interest rate adjustments.
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.
At a 7.375% interest rate, the APR for this loan type is 7.494%. The monthly payment schedule would be:
This payment schedule is based on a $200,000 loan on a $250,000 property in Worcester county, MA. Minimum 720 FICO score. Maximum LTV 80% or 95% with PMI.
Loan amounts greater than $726,200 or minimum FICO score of 719 or lower subject to additional interest rate adjustments.
At a 7.25% interest rate, the APR for this loan type is 7.402%. The monthly payment schedule would be:
This payment schedule is based on a $200,000 loan on a $250,000 property in Worcester county, MA. Maximum LTV 80% or 95% with PMI.
*At a 7.125% interest rate, the APR for this loan type is 7.312%. The monthly payment schedule would be:
At a 7.00% interest rate, the APR for this loan type is 7.260%. The monthly payment schedule would be:
Review related disclosures for important information about the product and the terms of this program.
At a 6.50% interest rate, the APR for this loan type is 7.563%. The monthly payment schedule would be:
Payment and rates after the first adjustment are estimates based on the current index which may increase.
At a 6.750% interest rate, the APR for this loan type is 7.502%. The monthly payment schedule would be:
At a 6.750% interest rate, the APR for this loan type is 7.307%. The monthly payment schedule would be:
Important Notices