Please note that on Tuesday, May 14 all locations will close at 3:00 pm for a bank-wide staff meeting. As always, our ATMs and online and mobile banking services will be available for your convenience.
At Bay State Savings Bank, we know that your personal life can be filled with unexpected or expected changes and you will need the financial flexibility to meet its demands. Our Consumer Loan options were designed to help simplify the process of borrowing without jumping through hoops and putting up collateral like houses or cars.
Personal loans can be used for almost anything like debt consolidation, emergency expenses and special purchases. As long as your credit is approved, we are ready to assist you now.
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* Annual Percentage Rates are accurate as of Friday, Apr 19, 2024 and may change at any time without notice. Payment amount on $10,000 loan for 36 months at 14.75% Annual Percentage Rate is $345.43.
All loans are subject to credit approval.
If you have a Bay State Savings Bank savings or a certificate of deposit (CD) account, you can borrow against them as a cost-effective way to get the funds you need fast. Apply for one of our secured loans to help pay tuition, make a major purchase or just enjoy some extra financial flexibility.
* Rate is accurate as of Friday, Apr 19, 2024 and may change at any time without notice. The loan rate on statement savings loan is determined by adding 3.00% to the current Annual Percentage Yield (APY) on the statement savings account. The loan rate on a certificate loan is determined by adding 3.00% to the current Annual Percentage Yield (APY) on the certificate of deposit.