Need a better way to keep your nest egg safe?

A Bay State Savings Bank IRA will keep your money safe and growing.  We'll even transfer your existing accounts for you!

With an Individual Retirement Account (IRA) your retirement savings grows faster thanks to potential tax advantages.  Our Traditional IRA offers tax-deferred savings and our Roth IRA may provide tax-free earnings.* 

Unlike other IRAs, Bay State Savings Bank IRA Certificates of Deposit offer you fixed rates for terms between 6 months and 5 years.  That means your rate won't fluctuate for the length of the term. 

Plus, you save precious time with a Bay State Savings Bank IRA because, in many cases, we can take care of any account transfers or rollovers for you.  All of our IRAs are fully insured.  

Click here for more information about our IRAs.

* Please consult a tax advisor regarding your personal situation.





At Bay State Savings Bank, every penny you deposit is fully insured.  Click here to learn about our FDIC and DIF insurance, and our financial soundness.

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