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Individual Retirement Account Rates

Individual Retirement Account (IRAs) Specials

Effective Date: Monday, August 19, 2019

Term**Interest RateAPY*
11-month certificate2.23%2.25%How to Open
18-month certificate1.74%1.75%How to Open
27-month certificate2.28%2.30%How to Open

Individual Retirement Accounts (IRAs)

Effective Date: Monday, August 19, 2019

Term** Interest RateAPY*Account Actions
3-month certificate0.20%0.20%How to Open
6-month certificate0.25%0.25%How to Open
12-month certificate1.49%1.50%How to Open
24-month certificate0.70%0.70%How to Open
36-month certificate0.90%0.90%How to Open
60-month certificate1.39%1.40%How to Open

*Annual Percentage Yields (APY) and Interest Rates are for fixed rate IRAs and may change at any time without notice. Minimum opening deposit of $500 is required for all fixed rate IRAs and is the minimum balance required to receive stated APYs. Fees may reduce earnings. A penalty may be imposed for early withdrawal. The Bank reserves the right to institute or change the maximum balance limits on monies on deposit by a depositor or in any specific account at any time. If balances exceed a maximum limit, the Bank reserves the right to not pay interest on the balance exceeding the maximum or to transfer the exceeding amount into a non-interest bearing account. We use the daily balance computation method to calculate interest on your accounts.  This method applies a daily periodic rate to the principal in the account each day. We strongly recommend that you consult your attorney, tax or financial advisor with regard to your personal situation.