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Rates

CD Rates

Certificate of Deposit (CDs) Specials

Effective Date: Saturday, December 15, 2018

TermInterest RateAPY*
7-month certificate1.98%2.00%Open Now
18-month certificate1.74%1.75%Open Now
27-month certificate2.28%2.30%Open Now
48-month certificate2.13%2.15%Open Now

Certificates of Deposit (CDs)

Effective Date: Saturday, December 15, 2018

Term Interest RateAPY*Account Actions
3-month certificate0.20%0.20%Open Now
6-month certificate0.25%0.25%Open Now
12-month certificate1.49%1.50%Open Now
24-month certificate0.70%0.70%Open Now
36-month certificate0.90%0.90%Open Now
60-month certificate1.39%1.40%Open Now

*Annual Percentage Yields (APY) and Interest Rates may change at any time without notice and at the Bank’s discretion. Minimum opening deposit of $1,000 is required for all CDs except the 3-month certificate.  Minimum deposit to open a 3-month certificate is $5,000.  Stated minimum opening deposits are the minimum balances required to receive the stated APYs.  Fees may reduce earnings.  A penalty may be imposed for early withdrawal.  The Bank reserves the right to institute or change maximum balance limits on monies on deposit by a depositor or in any specific account at any time.  If balances exceed a maximum limit, the Bank reserves the right not to pay interest on the balance exceeding the maximum or to transfer the exceeding amount into a non-interest bearing account.  We use the daily balance computation method to calculate interest on your accounts,  This method applies a daily periodic rate to the principal in the account each day.