Classic Checking

Open a Classic Checking Account Today!

A checking account that offers you the option of maintaining a low minimum balance in order to avoid a monthly service charge.¹

In addition, you will get:

Unlimited check writing
Free Online Banking & Bill Pay²
Free Telephone Banking²
Free Mobile Banking²
Free EMV Debit MasterCard
Credit Card Available
Free Electronic Point-of-Sale transactions and ATM transactions at Bay State ATMs
$10 deposit needed to open

¹Please refer to Bay State Savings Bank Retail Fee Schedule for current fees and charges.

²Standard internet/telephone carrier rates & fees apply.

Visit our Additional Services Page for information regarding our ATM services.

Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).